1kcr offers a range of credit cards designed to cater to different financial needs and lifestyles. Here are the key features and benefits of our credit card products:
Types of Credit Cards
1kcr offers the following types of credit cards:
- Rewards Credit Card: Earn reward points on every transaction and redeem them for discounts on shopping, dining, travel, and more.
- Cashback Credit Card: Earn cashback on every transaction and enjoy savings on your everyday expenses.
- Premium Credit Card: Enjoy exclusive benefits such as airport lounge access, concierge services, and more.
Eligibility Criteria
To be eligible for our credit cards, you must meet the following criteria:
- Be a resident of India
- Have a minimum age of 18 years
- Meet the income eligibility criteria based on the credit card product you are applying for
Features and Benefits
Here are some of the key features and benefits of our credit card products:
- Welcome bonus: Earn a welcome bonus on your first transaction with the credit card.
- Reward points/cashback: Earn reward points or cashback on every transaction made with the credit card.
- Fuel surcharge waiver: Enjoy a waiver on fuel surcharge on fuel purchases made with the credit card.
- Complimentary airport lounge access: Enjoy access to select airport lounges across India.
- Discounts on dining, shopping, and more: Enjoy discounts on dining, shopping, and other lifestyle purchases.
- EMI options: Convert your high-value purchases into easy EMIs for flexible repayment options.
- Contactless payments: Make quick and secure payments with contactless technology.
Interest Rates and Charges
- Interest rates on credit cards range from 10% to 40%, depending on the type of credit card and your creditworthiness.
- Annual fees and renewal fees may apply, depending on the type of credit card and the features and benefits offered.
- Late payment fees, cash withdrawal fees, and other charges may apply, depending on the type of credit card and the usage.
Application Process
To apply for a credit card from 1kcr, follow these simple steps:
- Check your eligibility by visiting our website or contacting our customer support team.
- Choose the credit card product that best suits your needs and lifestyle.
- Fill out the online application form and submit the required documents.
- Wait for approval and receive your credit card within 7 to 10 working days.
At 1kcr, we understand that every individual has different financial needs and aspirations. Our credit card products are designed to provide a range of benefits and features that cater to different lifestyles and preferences. Apply for a credit card from 1kcr today and enjoy a world of benefits and savings on your everyday purchases.