Welcome to 1kcr’s Home Loan Solution, your hassle-free path to owning your dream home or renovating your current one. Here’s why our home loan product is the perfect fit for you:
Loan Amount and Tenure
We offer home loans ranging from Rs. 1 lakh to Rs. 5 crore, ensuring you have the funds you need for your specific requirements. Choose a repayment tenure from 12 months to 60 months, giving you the flexibility to manage your finances effectively.
Eligibility Criteria
To qualify for our home loan product, your property must meet the following criteria:
- Located in India
- Minimum turnover of Rs. 10 lakhs per year
- Operational for at least 3 years
Documentation
We keep the paperwork minimal to make your loan application process smooth:
- Identity proof/address proof (passport/voter ID card/driving license/Aadhaar Card)
- Property registration documents
- Bank statement of the previous 12 months (6 months passbook)
- Latest ITR and balance sheet
- Proof of property ownership
Interest Rates and Charges
Enjoy competitive interest rates starting from 10.0% up to 30%, based on your creditworthiness and repayment history:
- Government taxes and other levies as applicable
- Charges include delayed payment, post-disbursement, loan cancellation, rebooking, and premature closure fees.
Eligible Borrowers
Our home loan product caters to:
- Individuals
- Joint applicants
- Co-owners
- Co-applicants
At 1kcr, we understand that everyone’s home needs are unique. That’s why our home loan solutions are personalized to fit your requirements. With quick access to funds, minimal documentation, and flexible repayment options, owning your dream home is easier than ever. Apply for our home loan product today and take the first step towards making your dream home a reality with 1kcr.