At 1kcr, we understand that financial emergencies can arise at any time, and you may need access to quick funds. Our gold loan products are designed to provide you with instant liquidity by leveraging the value of your gold assets. Here are the key features and benefits of our gold loan products:
Loan Amount and Tenure
- We offer gold loans starting from Rs. 10,000 up to Rs. 1 crore, depending on the value of your gold assets.
- The loan tenure ranges from 1 month to 60 months, giving you flexibility in repayment options
Eligibility Criteria
To be eligible for our gold loan products, you must meet the following criteria:
- Be a resident of India
- Be at least 18 years of age
- Own gold assets that meet the minimum value requirement
Features and Benefits
Here are some of the key features and benefits of our gold loan products:
- Quick and easy disbursal: Get instant funds by pledging your gold assets as collateral.
- Low interest rates: Enjoy competitive interest rates starting from as low as 10% per annum.
- Flexible repayment options: Choose a repayment tenure that suits your financial needs and budget.
- No prepayment charges: You can choose to repay your loan in advance without any additional charges.
- Minimal documentation: Only basic KYC and gold ownership proof is required to avail of the loan.
- High loan-to-value ratio: Avail of a high loan amount by pledging your gold assets as collateral.
- Safe custody of gold assets: Your gold assets are securely stored in our vaults until the loan is repaid.
Interest Rates and Charges
- Interest rates on gold loans start from 10% per annum and may vary based on the loan amount, tenure, and other factors.
- Processing fees, foreclosure charges, and other fees may apply, depending on the loan product and terms and conditions.
Application Process
To apply for a gold loan from 1kcr, follow these simple steps:
- Visit our website or contact our customer support team to check your eligibility and apply for a gold loan.
- Bring your gold assets to our nearest branch for verification and valuation.
- Submit the required KYC documents and gold ownership proof.
- Get instant approval and disbursal of funds after the verification process.
At 1kcr, we understand the value and importance of your gold assets. That’s why our gold loan products are designed to provide you with the best value for your gold assets while ensuring your peace of mind. Apply for a gold loan from 1kcr today and get instant funds to meet your financial needs.