LIFE TIME FREE CARD
AU LIT Credit Card
Shopping , Fuel , Travel , Movies , Dine-in
4.6/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
700
Features
- Get a 1% fuel surcharge waiver on INR 400-5000 spending.
- Upto 10X reward on online and offline spending.
- Premium membership to OTT and Cult.fit.
Welcome Offer
- Customised based on the card selected
- Movies: 3 months complimentary membership to OTT
IDFC First Millennia Credit Card
Shopping , Rewards , Lifestyle
4.7/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
750
Features
- Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
- Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
- Receive up to 4 free railway lounge entries each quarter.
Movie: Take advantage of a 25% reduction on film tickets through the Paytm mobile application, up to a limit of INR100, available once a month.
Welcome Offer
- Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card’s first three months of activation.
- Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.
Kotak League Platinum Credit Card
Fuel , Cashback , Travel
4.2/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
700
Features
- 8 reward points for every Rs. 150 spent
- Fuel surcharge waiver upto Rs. 3500/- annually
- Spend Rs. 1,25,000 every 6 months to get 4 PVR tickets or 10000 reward points.
Welcome Offer
- Receive 5000 reward points worth Rs. 500 after the joining fee has been processed.
- This is allowed for league joining fee type only.
- Receive a movie voucher worth Rs. 500 as a joining gift
IDFC First Select Credit Card
Shopping , Rewards , Travel , Lifestyle
4.3/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
750
Features
- Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹25,000 per month.
- Collect 3X loyalty points for in-store buys up to a limit of ₹25,000 every month.
- Get up to 4 free railway lounge entries each quarter.
Welcome Offer
- Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card’s first 90 days of activation.
- Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.
Movie: Enjoy a BOGO offer on movie tickets with a maximum capping of INR250 on the Paytm mobile app, which is valid for a maximum of 2 times per month.
MakeMyTrip ICICI Bank Signature Credit Card
Travel
4.4/5
Annual Fees
Free
Joining Fees
₹ 2500 /-
Minimum Credit Score Required
750
Features
- Benefit from the MMTBLACK loyalty program.
- Get multiple joining benefits, including 1500 MyCash.
- Enjoy airport lounge access globally
Welcome Offer
- New cardholders receive INR 1,500 My Cash, which is 100% usable MakeMyTrip cash in My Wallet.
- Enjoy a MakeMyTrip Holiday Voucher worth INR 2,500.
- Benefit from a complimentary MMTBLACK Exclusive membership.
Movies: 25% off on booking from BookMyShow.
IDFC First Classic Credit Card
Fuel , Rewards , Travel
4.7/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
700
Features
- Earn 6X reward points on online shopping for amounts up to ₹20,000 per month.
- Enjoy 3X reward points on offline purchases for amounts up to ₹20,000 per month.
- Enjoy the benefit of 4 complimentary railway lounge access every quarter.
Movie: Get a discount of 25% on movie tickets up to INR100 using the Paytm mobile app. It is valid once every month.
Welcome Offer
- Receive a welcome bonus of ₹500 when you spend ₹15,000 or more within the first 90 days of your card’s activation.
- Enjoy a 5% cashback, capped at ₹1,000, on the value of your first EMI transaction completed within 30 days of activating your card.
MakeMyTrip ICICI Bank Platinum Credit Card
Travel
4.4/5
Annual Fees
Free
Joining Fees
₹ 500 /-
Minimum Credit Score Required
750
Features
- Get multiple joining benefits including 500 MyCash.
- Enjoy airport lounge access.
- Get benefits worth Rs. 20000.
Welcome Offer
- Enjoy Rs. 500 My Cash and a holiday voucher worth Rs. 3,000 as a welcome bonus.
Indusind Legend Credit Card
Travel
4.2/5
Annual Fees
Free
Joining Fees
₹ 9999 /-
Minimum Credit Score Required
750
Features
- Get 2 reward points on weekend spends of INR 100.
- Unmatched priority pass membership.
- 4000 bonus Points on ₹6L+ spend in issuance yea
Welcome Offer
- There is a multitude of benefits to choose from.
- Movies: BOGO with upto 3 complimentary tickets monthly
Indusind Platinum Select Credit Card
Shopping
3.8/5
Annual Fees
Free
Joining Fees
₹ 999 /-
Minimum Credit Score Required
750
Features
- Gain 1 reward point for every INR 100 spent.
- A great BOGO offer on movie tickets.
- Discount vouchers from prime brands.
Welcome Offer
- Get the benefit of the welcome coupons from multiple brand choices like Charles and Keith, Hush Puppies, Raymond, Bata, and Pantaloons.
- Movie: BOGO offer from BookMyShow, once every month.
HDFC Shoppers Stop Credit Card
Shopping
4.3/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
700
Features
- No annual fees for the card’s lifetime.
- Get 6 points on spending every INR 150.
- Earn 2 points for every INR 150 spent (excluding fuel and wallets).
Welcome Offer
- Receive a Shoppers Stop voucher worth ₹500 that can be redeemed when you shop for ₹3000 or more.
Indusind Platinum Aura Credit Card
Shopping , Rewards
4/5
Annual Fees
Free
Joining Fees
₹ 500 /-
Minimum Credit Score Required
750
Features
- Experience the liberty of tailoring your own rewards scheme.
- Accumulate up to 4 Saving Points for every INR 100 spent.
- Amazing vouchers of Vero Moda, BATA, and EazyDiner.
Welcome Offer
- Take advantage of welcome gift cards offered by several companies, including Amazon, Apollo Pharmacy, Flipkart, Uber, Big Bazaar, Zee5, and Ola.
- Enjoy welcome gift vouchers from Bata, Vero Moda, and Eazy Diner.
Movies: Up to 4 reward points on INR 100 spending
METRO Kotak Credit Card
Shopping , Cashback
4.4/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
750
Features
- Earn INR 500 intro cashback.
- 1% cashback on spending more than INR 5 lakhs/month.
- 0.25% to 0.50% cashback on spending less than 5 lakhs/month.
Welcome Offer
- Avail INR 500 cashback when you make a transaction of INR 10,000 in a day.
- The offer is available for transactiona made within the initial 30 days of card issuance.
- The offer is valid on first swipe only.
BOB Select Credit Card
Shopping , Rewards
4.5/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
750
Features
- Get 5X rewards on spending INR 100.
- Enjoy the 1% fuel surcharge waiver.
- Up to 3 add-on cards are available.
Welcome Offer
- Fee reversal on spending INR 7500 in 60 days
- Dining: 5X rewards on online spends
Bank of Baroda Varunah Credit Card
Rewards , Cashback
4.6/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
750
Features
- Spend INR 100 or more on groceries or at a department store and earn 5 times extra reward points.
- When you make purchases in other categories, you can earn one reward point for every INR 100 spent.
- Get 1% off on fuel surcharge for transactions between ₹400 – ₹5,000 at all fuel stations in India, up to ₹250 per billing cycle.
Welcome Offer
- Free one-year subscriptions to Amazon Prime, Zomato Pro, and Fitpass (available with the Varunah Plus and Varunah Premium Credit Cards), as well as 1,000 additional Reward Points with the Varunah Premium Card.
ICAI Bank of Baroda Exclusive Credit Card
Rewards , Travel
4.7/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
750
Features
- Lifetime free credit card
- 5X reward points on bill payments
- Receive complimentary access to domestic lounges annually.
Welcome Offer
- Upon card activation within the first 30 days of issuance, you are entitled to a complimentary 6-month FitPass Pro membership and 1,000 bonus Reward Points.
HDFC Equitas Excite Credit Card
Rewards
4.3/5
Annual Fees
Free
Joining Fees
Free
Minimum Credit Score Required
700
Features
- Get 2 reward points for every INR 150 charged toward your credit card, excluding government and rental transactions.
- 3x reward points earned for making transactions at a supermarket, grocery and departmental store. Reward points earning capped at 500 reward points every month.
- Gain a bonus of 500 reward points for spending INR 20,000 in a month.